{"id":1665,"date":"2009-12-31T12:33:20","date_gmt":"2009-12-31T07:03:20","guid":{"rendered":"http:\/\/www.niftylivecharts.com\/blog\/?p=1665"},"modified":"2009-12-31T12:33:20","modified_gmt":"2009-12-31T07:03:20","slug":"financial-resolutions-for-2010","status":"publish","type":"post","link":"https:\/\/www.niftylivecharts.com\/blog\/financial-resolutions-for-2010\/","title":{"rendered":"Financial resolutions for 2010"},"content":{"rendered":"

The New Year often brings with it a desire to right the wrongs in your\u00a0life. From this desire springs the tradition of New Year resolutions.\u00a0You should take advantage of this to change your financial situation.\u00a0There is a good chance by the time many of you read this, you will\u00a0have already made and BROKEN your financial resolutions. Those of you\u00a0who have not already done so, know they are hard to keep. You can\u00a0change that. You can make financial resolutions any time of the year.\u00a0Since you are thinking about this, you must suspect a problem.<\/p>\n

<\/div>\n
1.)The\u00a0first step is defining the problem. Define it specifically. “I spend\u00a0too much money”, is not good enough. You spend too much money on what?\u00a0Why do you spend too much money? It is not often you are speaking of\u00a0life’s necessities here. You need to specifically target your problem\u00a0areas.\u00a0The best way to identify problem areas in your spending, is to pull\u00a0out your check registers and credit card statements for the past\u00a0twelve months. Write down all checks and charges for items other than\u00a0necessities. This spending will be your gold to mine.<\/div>\n
<\/div>\n
2.)After making this list, add up the total amount of these expenses.\u00a0This will be a very revealing exercise. For some the total will be\u00a0staggering, especially when done for a twelve month period.\u00a0Pay close attention to checks and charges for restaurants and fast\u00a0food chains. Look at the amount and frequency of payments to\u00a0convenience stores.<\/div>\n
<\/div>\n
3.)Examine closely the spending on your home and your\u00a0closet.\u00a0Using this information you become aware of your weaknesses and where\u00a0they occur. You are now better equipped to overcome them. You need to\u00a0make conscious decisions to stay away from the places where you\u00a0overspend. If you don’t go there you won’t be tempted to waste your\u00a0resources and place your financial life in peril.<\/div>\n
<\/div>\n
4.)Dogged repetition will help you\u00a0succeed. Check how you are doing on a monthly basis. Make any\u00a0adjustments needed.\u00a0Putting your financial house in order and becoming debt free is a\u00a0process before it is an event.<\/div>\n
<\/div>\n
Now, armed with these bits of information you can boldly and\u00a0successfully make resolutions. Remember, changing your behavior is how\u00a0you will keep these resolutions. If you fail, and you will, just climb\u00a0right back on the resolution wagon.<\/div>\n","protected":false},"excerpt":{"rendered":"

The New Year often brings with it a desire to right the wrongs in your\u00a0life. From this desire springs the tradition of New Year resolutions.\u00a0You should take advantage of this to change your financial situation.\u00a0There is a good chance by the time many of you read this, you will\u00a0have already made and BROKEN your financial […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"categories":[1],"tags":[4832,4829,4831,4827,4828,4830],"class_list":["post-1665","post","type-post","status-publish","format-standard","category-general","tag-financial-resolution","tag-financila-resolution-for-2010","tag-financxial-resolution","tag-new-year-resolution","tag-noew-years-financial-resolution","tag-stock-market-resolution","entry"],"_links":{"self":[{"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/posts\/1665","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/comments?post=1665"}],"version-history":[{"count":0,"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/posts\/1665\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/media?parent=1665"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/categories?post=1665"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.niftylivecharts.com\/blog\/wp-json\/wp\/v2\/tags?post=1665"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}