Tax Strategies for Those with a Home or Small Business These are some tax strategies frequently overlooked by many tax preparers. Keeping up with the many tax law changes that are made each year is quite a job. You can help yourself and your accountant by making yourself familiar with how some of these fairly simple strategies can reduce your taxes, sometimes by thousands of … [Read more...]
Are the Index Funds right for you?
Index Funds - Are they right for you? Index Funds - Are they right for you? by Gabriel Nijmeh Indexing is an investment approach that seeks to match the investment returns of a stock or bond index. An investment manager tries to duplicate the target index by holding all the securities in the index. This is what is called a passive management approach which emphasizes … [Read more...]
Cost Cutting Tips to maintain budget
7 Cost Cutting Tips Today's market is rough, so all of us are looking for ways to cut costs. Here are just a few that you can try for yourself: 1. Shared plans with cell phones. If you have a cell phone that offers shared plans (two or more phones sharing the same minutes for a small extra fee) and have a family member that you can trust, ask them if they would like to split … [Read more...]
How to Find Value in No Load Mutual Fund Investing
What are you thinking when it comes to your no load mutual fund selections? Are you saving pennies and sacrificing dollars? Are you spending your time looking at expense ratios, analyzing Morningstar ratings and searching for funds with low fees and no 12b1 charges? If you are like most people, you know these things in and out. You've spent hours evaluating them, and your … [Read more...]
Safe and best investment option :Mutual Funds
Mutual funds can be a good investment as long as you remember a few things: 1. Don't pay someone to recommend a mutual fund. You can do a little research and find the best mutual funds for you and you aren't paying a commission to do it. 2. Make sure you understand the "expense ratio" of a mutual fund. Basically, this is what it will cost you to have this mutual fund. There … [Read more...]