The reasons why people turn to bankruptcy are many; perhaps they lost their jobs, or suffered an injury or were just horrible irresponsible when it came to their discretionary spending. Whatever the reason, bankruptcy can become a last resort. The question is what you do after a bankruptcy, more to the point - how do you repair your credit after bankruptcy? During a bankruptcy … [Read more...]
Way to Remove a Foreclosure from Your Credit Report
A foreclosure can be reported on your credit report for almost 7 years and should be avoided at all costs. A foreclosure can be devastating to your credit scores. If you have a foreclosure on your record, credit repair should be one of the very first things you look into. A foreclosure can be deleted from your credit report just like any other negative account, but you must … [Read more...]
Things to Consider Before You Apply for Credit Cards
Did you apply for credit cards when you went off to college? I think that almost all of us do this at this point of our lives. Once we hit this stage, we usually dont have any extra money. You can take out student loans to pay for college and work a part time job to cover your food bill, but you still wont have enough cash left for fun.You may suddenly feel as though you have … [Read more...]