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overcapitalization and profitability

23/10/2009 by admin

Overcapitalization

When a company has too much capital for the needs of its business.

You might think that more capital is always better, but this isn’t the case. If a business has more money than it can work with, it will be burdened with high interest charges and/or dividend payments. To reduce overcapitalization a company can repay its debt or do a share buyback. Having more capital than a company needs for business. If it is a leveraged company, it will have an unnecessarily high interest burden; also, its profits, by way of dividends, will be thinly spread among the shareholders. The remedy lies in paying off long – term debts or investment or buying back the company’s own shares from the market.

Overheated Market

overheated mrket is a stock situation in which too much money is chasing  few shares, resulting in sharp price rises, and frequent GAPs. This is the last phase of a bull cycle and it usually portends an imminent onset of a bear cycle.

Oversold

A condition in which the price of an underlying asset has fallen sharply, and to a level below which its true value resides. This condition is usually a result of market overreaction or panic selling.

2. A situation in technical analysis where the price of an asset has fallen to such a degree – usually on high volume – that an oscillator has reached a lower bound. This is generally interpreted as a sign that the price of the asset is becoming undervalued and may represent a buying opportunity for investors.

Oversubscribed Issue

When there are more shares applied for than are to be issued. In such cases a minimum number of shares, say, 100 shares, is allotted to lucky applicants whose names may come up in the drawing of lots.

Overvalued Shares

Shares which have caught the investors’ fancy, and who therefore are willing to pay a price for them which is not justified by their EPS (earning per share) or P/E ratio. Justifiably high – priced shares can become overvalued as a result of a company’s fall in profitability, the emergency of competition and the loss of market share, prolonged labour unrest, or foreign exchange fluctuations.
investors may be willing to pay more for stocks with superior growth potential, but they don’t want to overpay for a company with growth prospects that don’t justify its current market price. One way to determine whether a stock may be overvalued is to look at the price-to-earnings-to-growth (PEG) ratio. For example, a stock is generally considered to be fairly valued if the PEG ratio is 1 (which means the P/E ratio equals the estimated earnings growth), and possibly overvalued if the PEG is more than 1.

Filed Under: General Tagged With: overcapitalization, overheated market, oversold, oversubscribed issue, overvalued shares

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