The government says that all types of income are taxable unless specifically excluded by law. Income That Isn't Taxed includes the following : 1. Disability Insurance Payments Usually, disability benefits are taxable if they come from a policy with premiums that were paid by your employers. However, there are many other categories of disability benefits that are … [Read more...]
How To Investing In Consumer Staples
The consumer staples sector is composed of companies whose primary lines of business are food, beverages, tobacco and other household items. Examples of these companies, include Procter & Gamble (NYSE:PG), Colgate Palmolive (NYSE:CL) and Gillette. These types of companies have historically been characterized as noncyclical in nature as compared to their close relative, the … [Read more...]
Equity Risk Premium : The Overview
A risk premium is the minimum difference a person requires to be willing to take an uncertain bet, between the expected value of the bet and the certain value that he is indifferent to.The equity risk premium is commonly viwed as the extra retun needed to induce investors to risk their money in the stock market rather than opting for the safe haven of government bonds.It is a … [Read more...]
What is a Bow Tie Loan?
Bow tie loans are basically are short-term variable rate loan that defers any unpaid interest charges above a pre-determined interest rate. A bow-tie loan rolls any interest due into the loan principal in a long-term loan from a bank lender or investor.In short, it is a variable-rate loan in which unpaid interest charges above a predetermined interest rate are deferred. A … [Read more...]
Planning your Portfolio : Preventing the Disaster
A Disaster-Protection Plan For Your Portfolio As we all know that the future is truly unpredictable. Unfortunately, most people find it a problem in handling uncertainty and investors are no exception. In fact, extreme events with large impacts is ought to happen more often than we really think . Find out how you could, and should, protect your portfolio against these … [Read more...]