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Mutual funds are a diversified group of stocks, bonds or money market securities that create returns from more than one source. Because of their diversification, the risk involved is reduced or limited.Investors who want to limit or reduce their...
Self-Liquidating Loans – Fact or Fiction?
A self-liquidating “LOAN” is fiction. You will never get a loan that youwill never have to pay back from anybody. You need to be very careful whenyou are presented with the opportunity to get...
Short-Term or PayDay Loans
Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains...
Create Your Own Ultimate Debt Elimination Plan
The method is simple. 1) Set a monthly amount. 2) Pay all
minimum amounts. 3) Pay extra money toward the debt with
the highest interest rate.
This method will ensure that you pay the least amount of
interest...
How to Audit-Proof Your Business
Police and auditors have one thing in common: they make even the most honest, law-abiding citizens nervous. After all, who hasn’t felt their heart jump at the sound of a police siren close behind them even if they...
Tax Strategies for Those with a Home or Small Business
These are some tax strategies frequently overlooked by many tax preparers. Keeping up with the many tax law changes that are made each year is quite a job. You can help yourself and your accountant...
Index Funds – Are they right for you?
Index Funds – Are they right for you?
by Gabriel Nijmeh
Indexing is an investment approach that seeks to match the
investment returns of a stock or bond index. An investment
manager tries to duplicate...
7 Cost Cutting Tips
Today’s market is rough, so all of us are looking for ways to cut costs. Here are just a few that you can try for yourself:
1. Shared plans with cell phones.
If you have a cell phone that offers shared plans (two or more phones...
What are you thinking when it comes to your no load mutual fund
selections? Are you saving pennies and sacrificing dollars?
Are you spending your time looking at expense ratios, analyzing
Morningstar ratings and searching for funds with low fees and no
12b1...
Mutual funds can be a good investment as long as you remember a few things:
1. Don’t pay someone to recommend a mutual fund. You can do a little research and find the best mutual funds for you and you aren’t paying a commission to do it.
2....
Falling market and redemption pressure pull down AUMs
Total asset under management (AUM) of equity mutual funds (MFs) in October 2009 stood at Rs203,826 crore, 4.3% lower than that in September 2009. On adjusting for net inflows/outflows, the same declined...
The Fosback Index,was created by Normal Fosback, has fallen out of favor in recent years. but it is a quick and easy tool that belongs in every mutual fund investor’s toolbox.
The Fosback Index measures the cash holdings or liquidity of mutual...
Variable annuities are offered by insurance companies as retirement investments. Variable annuities are similar to mutual funds with some significant differences, most substantially, regular payments after retirement.
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Prospectus
Insurance companies...