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What Does Mutual Fund Ratings Involve?

What Does Mutual Fund Ratings Involve?

Mutual funds are a diversified group of stocks, bonds or money market securities that create returns from more than one source.  Because of their diversification, the risk involved is reduced or limited.Investors who want to limit or reduce their...
Self-Liquidating Loans – Fact or Fiction?

Self-Liquidating Loans – Fact or Fiction?

Self-Liquidating Loans – Fact or Fiction? A self-liquidating “LOAN” is fiction. You will never get a loan that youwill never have to pay back from anybody. You need to be very careful whenyou are presented with the opportunity to get...
What is Short-Term or PayDay Loans

What is Short-Term or PayDay Loans

Short-Term or PayDay Loans Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains...
How to Create Ultimate Debt Elimination Plan?

How to Create Ultimate Debt Elimination Plan?

Create Your Own Ultimate Debt Elimination Plan The method is simple. 1) Set a monthly amount. 2) Pay all minimum amounts. 3) Pay extra money toward the debt with the highest interest rate. This method will ensure that you pay the least amount of interest...
How to Audit-Proof Your Business

How to Audit-Proof Your Business

How to Audit-Proof Your Business Police and auditors have one thing in common: they make even the most honest, law-abiding citizens nervous. After all, who hasn’t felt their heart jump at the sound of a police siren close behind them even if they...
Tax Strategies for Home based or Small Business

Tax Strategies for Home based or Small Business

Tax Strategies for Those with a Home or Small Business These are some tax strategies frequently overlooked by many tax preparers. Keeping up with the many tax law changes that are made each year is quite a job. You can help yourself and your accountant...
Are the Index Funds right for you?

Are the Index Funds right for you?

Index Funds – Are they right for you? Index Funds – Are they right for you? by Gabriel Nijmeh Indexing is an investment approach that seeks to match the investment returns of a stock or bond index. An investment manager tries to duplicate...
Cost Cutting Tips to maintain budget

Cost Cutting Tips to maintain budget

7 Cost Cutting Tips Today’s market is rough, so all of us are looking for ways to cut costs. Here are just a few that you can try for yourself: 1. Shared plans with cell phones. If you have a cell phone that offers shared plans (two or more phones...
How to Find Value in No Load Mutual Fund Investing

How to Find Value in No Load Mutual Fund Investing

What are you thinking when it comes to your no load mutual fund selections? Are you saving pennies and sacrificing dollars? Are you spending your time looking at expense ratios, analyzing Morningstar ratings and searching for funds with low fees and no 12b1...
Safe and best investment option :Mutual Funds

Safe and best investment option :Mutual Funds

Mutual funds can be a good investment as long as you remember a few things: 1. Don’t pay someone to recommend a mutual fund. You can do a little research and find the best mutual funds for you and you aren’t paying a commission to do it. 2....
INDUSTRY UPDATE; MUTUAL FUND

INDUSTRY UPDATE; MUTUAL FUND

Falling market and redemption pressure pull down AUMs Total asset under management (AUM) of equity mutual funds (MFs) in October 2009 stood at Rs203,826 crore, 4.3% lower than that in September 2009. On adjusting for net inflows/outflows, the same declined...
Fosback Index and Mutual Funds.

Fosback Index and Mutual Funds.

The Fosback Index,was  created by Normal Fosback, has fallen out of favor in recent years. but it is a quick and easy tool that belongs in every mutual fund investor’s toolbox. The Fosback Index measures the cash holdings or liquidity of mutual...
Pros and Cons of Variable Annuities

Pros and Cons of Variable Annuities

Variable annuities are offered by insurance companies as retirement investments. Variable annuities are similar to mutual funds with some significant differences, most substantially, regular payments after retirement. // Prospectus Insurance companies...
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