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Every single person one of us—irrespective of our location, age, gender, hair color, family background or race—has to manage our personal finances. For some, it’s an exciting passion, a never-ending game of “how much can I accumulate in...
The end of the year is not only the optimal time to address all personal finances, but also is the deadline for completing some specific tasks
Managing your personal finances always begins with you. By not completing certain essential tasks, you risk...
Exit Strategies for Public Companies
There are three ways that public company insiders can convert their
equity into cash.
1. They can sell their stock to the public. This is the goal of the
insiders in most OTCBB and Nasdaq Small Cap Companies. It’s...
Short Selling Strategies
here are dozens of ways to sell short a stock.
1. Traditional Short Sale: Borrow the stock against a fifty percent margin.
This is the only type of short sale that can be squeezed when the share
price moves up because the short...
Porter’s Five Forces Analysis
Harvard professor Michael Porter describes five forces affecting the profitability of companies. These are the five forces he noted:
1) Intensity of rivalry amongst existing competitors
2) Threat of entry by new competitors
3)...
Self-Liquidating Loans – Fact or Fiction?
A self-liquidating “LOAN” is fiction. You will never get a loan that youwill never have to pay back from anybody. You need to be very careful whenyou are presented with the opportunity to get...
Short-Term or PayDay Loans
Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains...
Create Your Own Ultimate Debt Elimination Plan
The method is simple. 1) Set a monthly amount. 2) Pay all
minimum amounts. 3) Pay extra money toward the debt with
the highest interest rate.
This method will ensure that you pay the least amount of
interest...
How to Audit-Proof Your Business
Police and auditors have one thing in common: they make even the most honest, law-abiding citizens nervous. After all, who hasn’t felt their heart jump at the sound of a police siren close behind them even if they...
Tax Strategies for Those with a Home or Small Business
These are some tax strategies frequently overlooked by many tax preparers. Keeping up with the many tax law changes that are made each year is quite a job. You can help yourself and your accountant...
Index Funds – Are they right for you?
Index Funds – Are they right for you?
by Gabriel Nijmeh
Indexing is an investment approach that seeks to match the
investment returns of a stock or bond index. An investment
manager tries to duplicate...
7 Cost Cutting Tips
Today’s market is rough, so all of us are looking for ways to cut costs. Here are just a few that you can try for yourself:
1. Shared plans with cell phones.
If you have a cell phone that offers shared plans (two or more phones...
What are you thinking when it comes to your no load mutual fund
selections? Are you saving pennies and sacrificing dollars?
Are you spending your time looking at expense ratios, analyzing
Morningstar ratings and searching for funds with low fees and no
12b1...
Best Mortgage Deal
The best mortgage deals are those which include low interest rates, a low down payment and a simplified application process all from a reputable lender with quality customer service. Many lenders claim to offer the lowest home loans...
If you want to be successful and want to earn money quickly without much work pressure . then the best you can think of is Forex trading . The Internet abounds with information on how to trade and make money doing it. There are literally hundreds of web...
How to buy mortgage-backed securities
You can buy mortgage-backed securities (MBS) through your bank or broker with roughly the same schedule as any other bonds. You would pay between 0.5 and 3 percent, depending on the size of the bond and some other...