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What do you mean by Tax Shield?
A reduction in taxable income for an individual or corporation achieved through claiming allowable deductions such as mortgage interest, medical expenses, charitable donations, amortization and depreciation. These deductions reduce taxpayers’...
No financial planning means bigger financial risks
Identifying proper financial goals and planning to achieve them in a systematic way is the heart of financial planning. Without a proper chalked out financial plan, there are a lot of risks. Often we find people without a proper retirement corpus and...
Do’s and Don’ts of Personal Finance
Every single person one of us—irrespective of our location, age, gender, hair color, family background or race—has to manage our personal finances. For some, it’s an exciting passion, a never-ending game of “how much can I accumulate in one...
What is Bridging Finance?
The purpose of a bridging or bridge loan is to provide short term cash for a real estate transaction until permanent financing is secured. Bridge loans are commonly used to “bridge the cash gap” when completing commercial real estate transactions.There...
What are the Tax Advantages Of A Small Down Payment?
Tax Advantages Of A Small Down Payment A big mortgage plus small down payment equals tax advantages? If you are like most investors you will finance most, if not all of the purchase price for your home. Once you move in, the home ownership honeymoon is...
What are Balloon Mortgages ?
Beware of Balloon Mortgages This is a mortgage where the one payment, usually the last one is bigger than any other payments. Balloon Mortgages are usually set up like a regular 30 year mortgage except that at some date in the future, a large balloon...
Pros and Cons of Interest Only Mortgage
Do You Know the Pros and Cons of Interest Only Mortgage? Has any lender ever told you the Interest Only Mortgage was like a double-edged sword? It can help you achieve your dream of owning a home more easily, but it also can create a financial hardship...
What are “interest only” mortgages?
Basic Concept What are “interest only” mortgages? Mortgages are considered to be “interest only” if your monthly payment does not cover the entire loan payment due, that is the mortgage interest and a payment to decrease the loan principal. Every...
Exit Strategies for Public Companies
Exit Strategies for Public Companies There are three ways that public company insiders can convert their equity into cash. 1. They can sell their stock to the public. This is the goal of the insiders in most OTCBB and Nasdaq Small Cap Companies. It’s...
Ten Short Selling Strategies
Short Selling Strategies here are dozens of ways to sell short a stock. 1. Traditional Short Sale: Borrow the stock against a fifty percent margin. This is the only type of short sale that can be squeezed when the share price moves up because the short...
Porter’s Five Forces Analysis: Explained
Porter’s Five Forces Analysis Harvard professor Michael Porter describes five forces affecting the profitability of companies. These are the five forces he noted: 1) Intensity of rivalry amongst existing competitors 2) Threat of entry by new competitors 3)...
How to Calculate your mortgage online?
Calculating your mortgage online Mortgage calculators are very useful when it comes to giving you a good idea about your mortgage loan. With these calculators you can analyze your loan options depending on your finances as well as a few other factors. When...
Self-Liquidating Loans – Fact or Fiction?
Self-Liquidating Loans – Fact or Fiction? A self-liquidating “LOAN” is fiction. You will never get a loan that youwill never have to pay back from anybody. You need to be very careful whenyou are presented with the opportunity to get...
What is Short-Term or PayDay Loans
Short-Term or PayDay Loans Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains...
How to Create Ultimate Debt Elimination Plan?
Create Your Own Ultimate Debt Elimination Plan The method is simple. 1) Set a monthly amount. 2) Pay all minimum amounts. 3) Pay extra money toward the debt with the highest interest rate. This method will ensure that you pay the least amount of interest...
