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Underpayment Penalty
A tax penalty enacted on an individual for not paying enough of his or her total estimated tax and withholding. It is a penalty assessed by tax authorities when a taxpayer’s withholding and estimated tax payments (plus any...
A floating rate debt security traded among qualified institutional buyers (QIBs) and originated by German financial firm Deutsche Bank. The receipts pay a yield equal to a fixed base interest rate minus the floating rate of a benchmark (such as LIBOR+)....
A reduction in taxable income for an individual or corporation achieved through claiming allowable deductions such as mortgage interest, medical expenses, charitable donations, amortization and depreciation. These deductions reduce taxpayers’ taxable...
Traders always have this habit of seeing intraday price charts continuosly while trading in market hours especially based on time intervals, such as five-minute or 60-minute charts. This means that one bar will print at the end of each specified time...
EMH i.eĀ Efficient Market Hypothesis is an investment theory that states that it is impossible to “beat the market” because stock market efficiency causes existing share prices to always incorporate and reflect all relevant information. According...
Behavioural finance is the study of the influence of psychology on the behaviour of financial practitioners and the subsequent effect on markets.Behavioral finance argues that some financial phenomena can plausibly be understood using models in which...
Borrowing money has become more and more popularĀ over recent years, and this is partly due to the fact that it has become far easier to borrow money. Secured loans have become very popular with those that own property, and this type of finance deal offers...
Exit Strategies for Public Companies
There are three ways that public company insiders can convert their
equity into cash.
1. They can sell their stock to the public. This is the goal of the
insiders in most OTCBB and Nasdaq Small Cap Companies. It’s...
Short Selling Strategies
here are dozens of ways to sell short a stock.
1. Traditional Short Sale: Borrow the stock against a fifty percent margin.
This is the only type of short sale that can be squeezed when the share
price moves up because the short...
Porter’s Five Forces Analysis
Harvard professor Michael Porter describes five forces affecting the profitability of companies. These are the five forces he noted:
1) Intensity of rivalry amongst existing competitors
2) Threat of entry by new competitors
3)...
Self-Liquidating Loans – Fact or Fiction?
A self-liquidating “LOAN” is fiction. You will never get a loan that youwill never have to pay back from anybody. You need to be very careful whenyou are presented with the opportunity to get...
Short-Term or PayDay Loans
Short-term loans, payday loans, and cash advances, these are often frowned upon by some people. Yet there is a large market for these loans. Most advice concerning these loans is not to obtain them, however the fact remains...
Create Your Own Ultimate Debt Elimination Plan
The method is simple. 1) Set a monthly amount. 2) Pay all
minimum amounts. 3) Pay extra money toward the debt with
the highest interest rate.
This method will ensure that you pay the least amount of
interest...
How to Audit-Proof Your Business
Police and auditors have one thing in common: they make even the most honest, law-abiding citizens nervous. After all, who hasn’t felt their heart jump at the sound of a police siren close behind them even if they...
Tax Strategies for Those with a Home or Small Business
These are some tax strategies frequently overlooked by many tax preparers. Keeping up with the many tax law changes that are made each year is quite a job. You can help yourself and your accountant...
Index Funds – Are they right for you?
Index Funds – Are they right for you?
by Gabriel Nijmeh
Indexing is an investment approach that seeks to match the
investment returns of a stock or bond index. An investment
manager tries to duplicate...