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Definition of Fractional Ownership
In its broadest definition, fractional ownership is any arrangement where a group of people (numbering from 2 to 10 or more) share the ownership of an asset and also share certain rights to use the asset. The use...
Every single person one of us—irrespective of our location, age, gender, hair color, family background or race—has to manage our personal finances. For some, it’s an exciting passion, a never-ending game of “how much can I accumulate in one...
Tax Advantages Of A Small Down Payment
A big mortgage plus small down payment equals tax advantages?
If you are like most investors you will finance most, if not all of the purchase price for your home. Once you move in, the home ownership honeymoon is...
Beware of Balloon Mortgages
This is a mortgage where the one payment, usually the last one is bigger than any other payments. Balloon Mortgages are usually set up like a regular 30 year mortgage except that at some date in the future, a large balloon...
Do You Know the Pros and Cons of Interest Only Mortgage?
Has any lender ever told you the Interest Only Mortgage was like a double-edged sword? It can help you achieve your dream of owning a home more easily, but it also can create a financial hardship...
Basic Concept
What are “interest only” mortgages?
Mortgages are considered to be “interest only” if your monthly payment does not cover the entire loan payment due, that is the mortgage interest and a payment to decrease the loan principal.
Every...
What is Jumbo Fixed Mortgage Rate
Still many people are confused about what the call jumbo fixed mortgage rate or jumbo mortgage rate. In the past, moneylenders, and the “lords” (Europe 16 to 18th century) are presented home mortgage loans...
Exit Strategies for Public Companies
There are three ways that public company insiders can convert their
equity into cash.
1. They can sell their stock to the public. This is the goal of the
insiders in most OTCBB and Nasdaq Small Cap Companies. It’s...
Short Selling Strategies
here are dozens of ways to sell short a stock.
1. Traditional Short Sale: Borrow the stock against a fifty percent margin.
This is the only type of short sale that can be squeezed when the share
price moves up because the short...
Porter’s Five Forces Analysis
Harvard professor Michael Porter describes five forces affecting the profitability of companies. These are the five forces he noted:
1) Intensity of rivalry amongst existing competitors
2) Threat of entry by new competitors
3)...
Best Mortgage Deal
The best mortgage deals are those which include low interest rates, a low down payment and a simplified application process all from a reputable lender with quality customer service. Many lenders claim to offer the lowest home loans...
Should You Buy Bonds as Well as Stocks
Are Bonds a lucrative investment? First, think about what your short term and long term goals are before deciding to invest in bonds. For the most part, it is never a good idea to put all your assets into any one...
Great Tips for Investing in Bonds
s it so nominated in the bond? – Shakespeare
A corporation is a peculiar thing. A corporation, at least in the eyes of the law, is actually a legal entity, having been born by virtue of its charter; it has certain...
How to buy mortgage-backed securities
You can buy mortgage-backed securities (MBS) through your bank or broker with roughly the same schedule as any other bonds. You would pay between 0.5 and 3 percent, depending on the size of the bond and some other...
For many investors, the futures markets, with all of the different terms and trading strategies, can be very confusing. There are significant profits to be made in the futures markets but it is important that you understand how the different types of...
The Budget – The Ultimate Financial Management Tool
I would like to start with an set of example : look it as a
Rocket Scientists would never begin construction on a new booster rocket without a detailed set of design specifications. Yet most of us...